Agrarian Credit Fund

Agricultural credit 1,200,000 ( ) 5 years

There are a number of umbrella organizations (unions and federations) run by women.

The largest percentage of the total volume of loans was concentrated in industry, trade, and agriculture.

He also expressed the need for rural credit while others talked of microcredit.

457. In the past, credit has been provided almost exclusively by the State Bank (Peruvian Bank for Agriculture BAP).

Agricultural credit also used to be the privilege of men alone, now both men and women farmers can take out loans.

Traditionally, most loans to small producers were made through the Agrarian Credit Fund, which, in implementation of the policy for rural women, created a line of credit for them, under which 4,297 loans were made between 1986 and 1990.

A. Organization of cooperatives and access to agricultural credit and loans

Peasant communities should manage and control agricultural credit and irrigation democratically

There are women managers in various services and departments (division heads, section heads, regional directors, COA and TS positions, supervisors and extension workers).

Rural Credit

(c) Access to resources, including microcredit, new technologies and agricultural input

For purposes of ensuring the accessibility of credit resources for rural commodity producers and farm product processing enterprises, the State joint stock company Agrarian Credit Corporation was created.

35. Credit for agricultural producers should also be provided to allow them to purchase inputs necessary to undertake agricultural activities.

Thus, the agricultural institutions working in rural development, in an attempt to facilitate rural funding, has been creating alternative sources of funding such as Agricultural and Rural Development Fund (FFADR), Fisheries Development Fund (FFP), Small Industry Development Fund (FFPI), Fund for Agricultural Credit and Rural Development (CCADR), etc.

Indeed, restoring competitiveness should mainly come from a major drive to expand irrigated agriculture, to make agricultural credit available and to overhaul agricultural marketing processes.

The opening up of production zones through the improvement of rural roads.

Article 53. The Agrarian Institute shall use all means to promote and help credit, consumer and marketing cooperatives to be organized among lot owners and agricultural workers.

Lack of information and knowledge concerning how to apply for credit and mutual distrust between banking institutions and agricultural producers constitute additional obstacles.16

Given the need for agriculture and rural craft development, there is an increasing need for credits, technical advances and market information.

CNCA National Commission on Agricultural Credit

However, it needed to be supported by a microcredit system focused on rural and agricultural development.

318. The Dominican Agrarian Institute provides training to owners of parcels, as well as their families, on agricultural production, credit management, the cooperative movement, and the administration of rural businesses.

The purpose of the Rural Development Foundation is to help agricultural producers and other enterprises in rural areas by granting them additional securities to obtain loans from credit institutions for developing economic activities and purchasing of land.

Adaptation of the institutions of the agricultural sector (DRI Fund, ICA, CORPOICA, INPA, INAT, Agrarian Credit Fund, COMCAJA and INCORA)

In the case of agricultural producers, provision of credit is required to support the introduction of better farming techniques and to increase the scale and efficiency of agricultural production, eventually arresting current land degradation patterns.

As land is the major asset used as collateral to obtain rural credit, women have limited access to credit facilities.6 Withdrawal of credit provided by the Government in rural areas as the result of an increased liberalization and privatization of the financial sector can make access to credit even more difficult for women.

After this bank was dissolved, two means of acquiring credits were created the Rural Funds (private enterprise for financial mediation for farmers) and the Agricultural Development Funds (Fondeagros) administered by regional governments.

Credit enables producers to initiate, sustain, or expand agricultural production and increase productivity.

Rural women's access to credits

Namely, the two credit lines are aimed at crediting small individual agriculture producers and processing companies from the Republic of Macedonia, providing advisory services and technical assistance for credit beneficiaries through the Unit for Coordination of projects, established at the Ministry of Agriculture, Forestry and Water Economy.

MEC Microenterprise credit

Micro Credit and Financing of Urban Agriculture

Agricultural banks, rural offices of postal savings institutions, and various development and NGO projects have provided credit, often at subsidized rates, to the rural sector, SMEs and micro enterprises.

National institutions assisting persons interested in organizing and operating cooperatives include the United States Department of Agriculture s Cooperative Services Group, its Rural Utility Service, the Farm Credit System and the National Cooperative Bank.

Emphasizing the promotion of programmes aimed at financial intermediation with a view to ensuring the equal access of rural women to credit and to agricultural inputs and implements and, in particular, to easing collateral requirements for access to credit by women,

The aim of the Corporation is to implement State programmes for lending to agricultural commodity producers and or farm product processing enterprises through a system of rural credit associations created with the participation of the Corporation in their registered capital.

185. Credit facilities for the development of agricultural production, training farmers, etc. have assisted the introduction of legal measures taken by the Government, with the aim of the rational use of the agricultural system.

(a) Microenterprise Credit (MEC)

Banking and credit

Microenterprise credit product

96 women's groups, with 1479 members, have been trained in livestock raising.

The Cities and Villages Development Bank, the Agricultural Credit Corporation and the Cooperative Organization offer loans to farmers, in addition to cultural, sporting, religious, tourism and social development services, transport and municipal and rural services.

A study of 20 savings and credit groups established under an International Fund for Agricultural Development (IFAD) project in Bangladesh11 showed that many women used their loans and income to gain access to agricultural land.