This new development explains why so many women are applying for loans.

Given the need for agriculture and rural craft development, there is an increasing need for credits, technical advances and market information.

It is part of WOCCU apos s mission to seek to provide credit union services to people who want and need those services.

The success of microlending has resulted in an exponential growth in the demand for microcredit, and the need has arisen for MFIs to mobilize funds from sources other than stagnating official development funds and limited concessional credit.

Although efforts to alleviate poverty through credit provision were constrained by restrictions on Palestinian economic activity, demand for micro enterprise loans continued to exceed available resources.

He also expressed the need for rural credit while others talked of microcredit.

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The most crucial requirement is to perceive microcredit lending as part of a comprehensive programme of support to the small enterprise sector.

There is no technical bar on women from seeking credit and loans etc.

WOCCU credit union development programmes bring credit union financial services to areas where banks cannot or will not operate as well as to areas where banks are already serving people apos s financial services needs.

Women farmers receive only a minor share of formal agricultural credit even in regions where they constitute the majority of producers, for example, in sub Saharan Africa and Asia.41 While specific credit programmes for women have been important for enhancing women's entrepreneurship, greater efforts are needed to ensure women's access to mainstream credit programmes.

III. International support to microcredit lending

III. International support to microcredit lending

29. Demand for microcredit and the services of MFIs is growing, by some estimates, at an annual rate of 30 , and there are private investors interested in investment with a social impact.

In 1997, lending remained at about 19 per cent of the total assets, reflecting a depressed demand for credit by investors.

As long as the macroeconomic framework remains adverse, initiatives by unconventional banks will clearly not be able to offer a genuine alternative for women in need of credit.

. If the demand for national communications was a derived demand, then its growth was generated by the needs of the economy and society.

32. The discussion above suggests that if microcredit is to play a strong role in development, certain requirements need to be fulfilled.

11. This failure has been partly due to the application of traditional lending mechanisms to a market where individual credit needs are small, screening and monitoring are costly and enforcement is difficult.

And they're more vulnerable to job losses, subject to inflation, tightening loans from banks, appreciation of the renminbi, or decline of demand from Europe or America for the products they produce.

Moreover, because financial institutions assets were bought mainly with borrowed money, the shortage of credit is exacerbated by their need to deleverage. Since raising capital is difficult and costly, they deleverage by lending less.

Traditionally, most loans to small producers were made through the Agrarian Credit Fund, which, in implementation of the policy for rural women, created a line of credit for them, under which 4,297 loans were made between 1986 and 1990.

The crisis struck domestic demand, and the tradable sector was incapacitated, because the rapid rise in relative unit labor costs, combined with an over valued euro, had undermined competitiveness. Moreover, the crisis related damage to banks balance sheets constrained demand by severely limiting household credit and lending to small and medium size businesses.

Several experts mentioned the conflict between macroeconomic and microeconomic requirements with regard to the extension of subsidised credit to SMEs.

The student's loan is intended for satisfying the social needs of the student while the study loan is envisaged for the coverage of tuition fees.

Allow utilization of the full value inherent in assets to support credit in a broad array of credit transactions

19. Moreover, the Fund, in considering the needs of third States arising from negative economic consequences attributable to the implementation of sanctions, uses existing credit facilities within the Fund that provide flexibility to respond to the financing needs of individual members.

Special attention is being given to establishing new housing finance systems to provide access to credit to all social groups to meet their housing needs.

This reinforces the need for the development of e credit information and related e credit rating and scoring techniques in the developing and transition economies.

In theory, there is no discrimination against women with respect to the granting of financial facilities, since credit institutions apply the same conditions to both sexes.

Access to formal credit and credit for investment, regardless of the source, continues to be insufficient for women.

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96 women's groups, with 1479 members, have been trained in livestock raising.

E. Provide for equal treatment of diverse sources of credit

That would require a technology assessment in each country in order to determine its starting position and ICT needs.

It was widely felt that modern secured credit laws could have a significant impact on the availability and the cost of credit and thus on international trade.

TR So, it's needs we have. I believe there are six human needs.

It should be emphasized that in Nicaragua credit opportunities are very limited in general.

In addition to the downturn in real estate, a broader bubble in consumer credit is now collapsing as the US economy slips into recession, defaults on credit cards, auto loans, and student loans will increase sharply. US consumers are shopped out, savings less, and debt burdened.

Proposing agencies will be asked to bring their credit sources and terms for the implementation of the project.

(a) Identification of priority information needs.

The plan emphasizes attention to the housing demand through the use of appropriate credit mechanisms and the granting of direct and transparent subsidies to low income households.

Pledges for external financing requirements, excluding debt, by multilateral and bilateral donors amounted to US 595 million in the form of grants, credits to finance investment projects and services and import support and food aid.

Table of women's participation and credit users in absolute values and percentages

Emphasizing the promotion of programmes aimed at financial intermediation with a view to ensuring the equal access of rural women to credit and to agricultural inputs and implements and, in particular, to easing collateral requirements for access to credit by women,