These microenterprise loans begin as low as 600, with a few more established entrepreneurs taking loans of up to 12,000.

SMEs are affected the most owing to the higher risks and transaction costs, especially compared to loan size, associated with lending to them.

Fifty small scale enterprise loans valued at 460,000 were disbursed.

Government credit schemes had been introduced a small business development facility implemented in cooperation with the Asian Development Bank had made 60 per cent of its loans to women, mostly with regard to business opportunities and a small business and entrepreneurship scheme organized in cooperation with development partners had made 54 per cent of its loans to women.

The average size of the loan is Rs. 10,000 (US 180 ) and the loans are usually used to start a small business.

If you are in the corporate sector, you love micro credit.

Some of our development programmes have focused primarily on the provision of micro enterprise loans for small business persons.

The average size of the loan is Rs. 10,000 (US 180 ) and the loans are usually used to start a small business.

(a) Disbursement of 89,500 business loans valued at 112.2 million in the West Bank, the Gaza Strip, Jordan and the Syrian Arab Republic through the small scale enterprise credit and microenterprise credit programmes

It offers training in basic business management and loans to small businesswomen.

It was pointed out that a provision along the lines of paragraph (1) would result in an enhanced access to lower cost credit for small and medium size enterprises on which often anti assignment clauses were imposed by large enterprises.

In Taiwan Province of China, large firms have provided trade credit and large scale loans to their SME partners, thus partially offsetting the discriminatory impact of government induced distortions against SMEs in the financial markets.

Another 23 individual loans were made to establish or develop small enterprises.

Many of the micro entrepreneurs who have participated in such programmes have been women who have been able to start and operate a successful business through their credit union loan.

c. Provision of credit for small businesses

It is based on the recognition that the latent capacity of the poor for entrepreneurship would be encouraged with the availability of small scale loans and would introduce them to the small enterprise sector.

Governments should encourage the banking sector to provide credit to SMEs, for example through fiscal incentives.

Women entrepreneurs received 25 per cent of the loans.

Credit and loans schemes were offered to women running small enterprises and to casual sellers.

Ignorance of banking procedures and loan conditions

Meanwhile, interest rates on bank loans to nonfinancial enterprises remain close to 7 , despite having fallen slightly over the last year. And, in the second quarter of this year, the annualized interest rate on loans to small nonfinancial corporations surpassed 25 .

Since land can be used as loan collateral, this is especially important for small enterprises.

New petty loan companies will be suspended from carrying out small loan businesses across the province, district and city.

For its part, the People s Bank of China (PBOC) has engaged in cautious monetary loosening, which includes freeing up more funds for lending by banks that allocate a certain proportion of their total loan portfolio to SMEs. The PBOC, through its pledged supplementary lending program, has also started lending directly to banks that have promised to use the funds for social housing construction.

Non governmental organization Otter from Banja Luka gives micro credits for women that have started a business, but this business may or may not be registered.

The most crucial requirement is to perceive microcredit lending as part of a comprehensive programme of support to the small enterprise sector.

Most of the mini loans were awarded to SHCs to establish or develop microenterprises.

Training courses were designed to meet the needs of small business owners, including borrowers from the Agency s revolving loan funds, potential entrepreneurs and women enterprise owners, who generally had few other opportunities for business or management training.

Fortunately, however, these shortcomings can be overcome. Regulators and Internet financiers can look to traditional bank lending to individuals and SMEs as they devise new measures to minimize risk and lock up bottom lines in the P2P lending sector.

In 2004, the programme provided 57 per cent of the 26,000 loans that were disbursed by the microfinance industry to Palestinian enterprises.

Since it started its lending operations in June 2003, the programme has disbursed 2,915 microenterprise loans worth 1.39 million.

During the reporting period, the SSE programme provided 1.4 million in loans to 123 enterprises, helping to create or maintain 432 jobs.

For purposes of ensuring the accessibility of credit resources for rural commodity producers and farm product processing enterprises, the State joint stock company Agrarian Credit Corporation was created.

There are also projects to promote and support development of enterprises, careers and funding, access to credit and a decrease of informal loans.

Since it started its lending operations in March 2003, the programme has disbursed 3,313 microenterprise loans worth 3.44 million.

These micro enterprises were potential SMEs, and there was a need to recognize them legally, including through access to credit and collateralization of their assets.

Since 1991, the programme has disbursed 18,092 microenterprise and small scale enterprise loans valued at 20.62 million, 6 per cent of which have been to women clients.

Micro credit for self employment and small entrepreneurial ventures, especially for women.

In this sense, the Government of Egypt is planning to grant tax exemptions to banks which provide loans to SMEs.

In addition, the Agency provided 28 individual loans to SHCs to establish or develop small enterprises.

A sister programme to the successful micro enterprise credit programme in Gaza was launched in the West Bank in March 1998.

55. The Committee also welcomes information on the proposed establishment of a women s bank to provide loans and credits for small enterprises organized by women.

The West Bank operation disbursed 4,744 microenterprise loans worth 5.09 million.

Women microentrepreneurs received 25 per cent of the loans, while microentrepreneurs under 28 years of age received 24 per cent.

He also talked about, in particular, microlending, which is a tiny loan that could help someone start or grow a business.