During the study period the loan is interest free.

60. The resources of the World Bank are primarily provided on the basis of interest free credits or loans.

Finally, noting that the Gambia had microcredit programmes, she wondered how many were targeted at women, and whether they charged low interest or lent without collateral.

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Another type of loan is for the poorest countries, which cannot obtain credit in the international financial markets and are therefore unable to pay near market interest rates.

The government will provide interest free loans to firms that participate in the program.

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The absence of a waiver for high risk loans (i.e., where there is no assurance of reimbursement from a donor) has made agencies reluctant to borrow from the Fund in fear of not being able to repay the balance.

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At the time UNIDO became a specialized agency, an interest free loan of 16,000,000 was received from the United Nations.

(ii) Grant assistance programme, to provide grant assistance for poorest of the poor rural families to construct houses

(i) Loan programme, providing low interest affordable loan facilities for estate workers to construct houses

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Tools include seed funding, training, consultation services, interest free proposal development loans and more flexible mortgage loan insurance to facilitate the financing of affordable housing.

This short term loan product is aimed at providing consumer loans for working class families that are unable to obtain personal loans from banks.

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However, some microfinance institutions charged interest on loans and the Government was investigating ways of reducing interest rates to ensure that the recipients of credit were able to benefit fully from it.

(v) Loan programme, providing low interest affordable loan facilities for urban low income families to construct houses

Banks charge higher interest on loans to risky customers.

The interest is calculated on monthly basis from the remaining outstanding loan amount.

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The 199,532 in interest earned on 1,361 loans active during the reporting period was channelled into new loans.

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Such credit shall be supervised, that is, shall consist of low interest credit accompanied by adequate technical advice through agricultural cooperatives.

Over these 10 years, 40 million dollars in affordable financing, average interest rate five percent to six percent.

The family is too poor to pay back the debts.

306. The country has no legal regulations that prevent women from exercising their right to obtain bank, mortgage, or any other kinds of loans.

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In case of loan payments it is currently not possible to recreate the scheduled transaction.

Consequently, it has not been possible to obtain gender disaggregated information on bank loans.

Among the consumer loans, medium and long term loans dominated by housing loans accounted for about 80 , but short term consumer loans grow faster than medium and long term loans.

Loans

The most important of these are lack of access to information, the measurement of loan delinquency, setting of interest rates, designing lending procedures and developing business projects.

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(3) where the fund is a loan of discounted interest or a special subsidy, it shall be dealt with as an income of the enterprise.

(b) The Migrant Workers Loan Guarantee Fund (100 million pesos) to provide a financing scheme for the grant of pre departure loans and family assistance loans the fund aims to protect workers seeking employment abroad from illegal recruiters

(3)the commitments to grant loans at an interest rate which is lower than the market interest rate.

Loans granted are divided as follows for commerce are estimated to be 99.56 , 76,61 for production and 3,83 for rendering of services.

In 2004, 180 million kroons worth of loans were planned to be granted and loan securities were planned to be granted for another 100 million.

The total principal and interest to be repaid over the life of the loan, including the construction phase, would amount to 2.511 billion.