Article 45 If the insured waives the right of indemnity against the third party after the occurrence of the insured event and before the insurer making the indemnity, the insurer shall bear no obligation for indemnity.

indemnity or payment of the insurance benefits

Occupational injury insurance benefits are higher than general health and pension insurance benefits

In the event of the occurrence of the insured event referred to in the preceding paragraph, the insurer may, at the time of making indemnity, deduct therefrom a corresponding amount which the insured has received as indemnity from the third party.

Method of payment of indemnity or the insurance benefits

Article 44 When the occurrence of the insured event results from the loss or damage to the Subject matter of the insurance caused by a third party, the insurer may be subrogated into the insured's right of indemnity against the third party up to the amount of indemnity from the date when the amount of indemnity is made.

If the insured, without the insurer's consent, waives the right of indemnity against the third party after indemnity is made by the insurer, the waiver of the insured shall be regarded as invalid.

The insurer may deduct a corresponding sum from the amount of indemnity if it is not able to exercise the right of indemnity by subrogation due to the fault of the insured.

The sum insured refers to the maximum amount which the insurer undertakes to indemnify or pay under its insurance obligation.

Article 94 An insurance company shall set aside an outstanding loss reserve for the amount of insurance indemnity or the amount of the insurance benefits which have already been claimed, and for those amounts due for which the insured events have occurred, but which has not yet been claimed.

(ii) Insurance Claims and Compensation Section

An insurer refers to the insurance company which enters into an insurance contract with an applicant and is obligated to make indemnity or payments of the insurance benefits.

Unless otherwise specified in the contract, in the event that the sum insured is less than the insured value, the insurer shall undertake the obligation for indemnity pro rata of the sum insured to the insured value.

Article 24 After receiving a claim for indemnity or payment of the insurance benefits from the insured or the beneficiary, the insurer shall issue to the insured or the beneficiary a notice declining indemnity or payment of the insurance benefits for any events not falling within the scope of the cover.

The insured or the beneficiary of the direct insurance shall not claim for the indemnity or payment of the insurance benefits from the reinsurer.

A double insurance refers to insurance under which an applicant enters into insurance contracts with two or more insurers on the same subject matter of the insurance, the same insurable interests and the same insured event.

VII. Aviation liability policy

The insurer shall pay the balance after the final amount of indemnity or payment of the insurance benefits is determined.

VI. Demining liability policy

The right of indemnity by subrogation exercised by the insurer in accordance with the first paragraph shall in no way affect the insured's right of indemnity against the third party for the unindemnified amount.

Lump sum compensation for close relatives of an (insured) deceased employee or pensioner

The Commission acknowledged those risks and therefore requested Governments to keep an accurate record of the persons to whom awards had been paid in order to further reduce the risks of making duplicate payments to claimants.

No entity or individual shall illegally interfere with the insurer's obligation for indemnity or payment of the insurance benefits, or hinder the right of the insured or the beneficiary to receive the payment.

If the insurer fails to fulfill the obligations specified in the preceding paragraph in a timely manner then, in addition to the payment of compensation, the insurer shall compensate the insured or the beneficiary for any damage incurred thereby.

Liability insurance refers to an insurance the subject matter of the insurance of which is the insured's liability to indemnify a third party pursuant to laws.

2.2 The damage was covered by several insurance companies, including Royal Nederlands Verzekeing Maatschappij NV (Royal), which partially compensated the damage.

Performance of comprehensive risk assessments of both the foreign property and demining liability programmes

Lump sum compensation for an (insured) worker who suffers permanent or long term bodily injury

Procedures should be instituted to ensure enforcement of reparation orders and payment of reparation before fines.

The applicant, the insured or the beneficiary shall refund or indemnify the insurer for any payments or expenses which were made or incurred by the insurer due to the commission of any act stipulated in the foregoing three paragraphs of this Article by the applicant, the insured or the beneficiary.

If any applicant intentionally fails to perform his her obligation of making a full and accurate disclosure, the insurer shall bear no obligation for making any indemnity or payment of the insurance benefits, or for returning the premiums paid for the occurrence of the insured event which occurred prior to the termination of the contract.

210. The lump sum compensation payable to the insured with respect of permanent or long term bodily injury is a cash benefit.

X.20 Resources are requested under this section for after service health insurance, compensatory payments, general insurance charges, bank charges and pension payments to former Secretaries General.

26. The Insurance Claims and Compensation Section provided two types of direct services for peacekeeping operations.

42. In 1950, the Executive Board authorized the establishment of a reserve for insurance of 200,000 to absorb losses of UNICEF programme supplies and equipment not covered by commercial insurance.

B. Compensatory payments

Benefits are paid when an insured person is injured at work or while travelling to or from work.

Article 49 The insurer may directly indemnify a third party for loss or damage caused by the insured of a liability insurance contract in accordance with the provisions of laws or the terms of an insurance contract.

The operation and maintenance company is thus usually required to provide performance or surety bonds, and to purchase and maintain adequate insurance, including casualty insurance, workmen s compensation insurance, environmental damage and third party liability insurance.

Article 26 With respect to insurance other than life insurance, the rights of the insured or the beneficiary to claim for indemnity or payment of the insurance benefits shall expire if the insured or the beneficiary fails to exercise his her rights to claim within two (2) years from the date when the insured or the beneficiary is aware of the occurrence of the insured event.

Article 27 The insurer may terminate the insurance contract and refuse to return the premiums paid if the insured or the beneficiary falsely claims that an insured event has occurred, and submits a claim for indemnity or payment of the insurance benefits, although such insured event has not occurred.

No risk assessment for the foreign property and demining liability policies had been performed

A risk assessment for the foreign property and demining liability policies is required, as are a method for valuing Headquarters property and a strategy for managing the self insurance fund for liability claims.

(b) Commercial aspects of space activities (e.g. property rights, insurance and liability)

4. The Insurance Claims and Compensation Section, within the Office of Programme Planning Budget and Accounts (Insurance Section), at Headquarters, is responsible for establishing, administering and monitoring commercial insurance coverage for the United Nations.