Depositors in the Bank had demanded that the Government guarantee full repayment of their deposits.6

Finally, the revolt of Cyprus s small savers highlighted the need for a credible system of deposit insurance. The EU directive that stipulates the protection of bank deposits up to 100,000 does not provide a European guarantee it only requires member states to create a deposit insurance system at the national level.

(f) Bank deposits

Interest bearing bank deposits

The bearer securities were kept in a safe deposit box at Handyfunds Bank in Youngland.

BANKING AND INSURANCE

Over the past year, progress was made towards implementing the European Union s Deposit Guarantee Directive (94 19 EC), to provide protection for bank depositors.

(c) Banking and insurance

3. Banking and insurance

Ironically, Glass Steagall itself arose in the 1930 s from commercial bankers efforts to divert regulators attention from other remedies. Small town bankers throughout the country wanted government guaranteed deposit insurance, while stronger big city banks feared that government deposit insurance would put them at a competitive disadvantage.

(c) Banking and insurance 11

3. Banking and insurance 16

And your bank account turned me on

3. Banking and insurance 28 31

E. Banking and insurance

Backlog situations do exist in the processing of some bank reconciliations and applying deposits in accounts.

The application of funds of an insurance company is limited to bank deposits, trading of government and financial bonds and other forms of fund application stipulated by the State Council.

G. Banking and insurance

Glass, for his part, opposed deposit insurance. The final bill passed only when its sponsors agreed to combine deposit insurance with new banking regulation, creating a package with something for everyone.

It must ensure that national interests do not undermine the integrity of the cross border bank groups. Ultimately, we need a Europe wide deposit insurance and bank resolution authority that can take over and restructure failed banks.

Following the opening of the Bank, 300 new accounts were opened, generating 2 million in bank deposits. The Bank started to offer services that were not previously available, including a competitive interest rate on deposits and bank transfers.

(j) Funds on deposit in interest bearing bank accounts, certificates of deposit, time deposits and call accounts are shown in the statements of assets and liabilities as cash.

The American Bankers Association, worried about the fees that banks would be obliged to pay, vehemently opposed deposit insurance. The State Bankers Association, to which many unit banks belonged, condemned the provisions designed to facilitate state wide branching.

Funds on deposits in interest bearing bank accounts, certificates of deposits, time deposits and call accounts are shown in the statements of assets and liabilities as cash and term deposits.

Banks charge higher interest on loans to risky customers.

When banks make loans, they create deposits for borrowers, who draw on these funds to make purchases. That generally transfers the deposits from the lending bank to another bank.

(i) Cash and term deposits comprise funds on deposits in interest bearing bank accounts, certificates of deposit and call accounts

In this type of financing, it is also common for the lender to obtain a security right in the bank account into which customer payments (i.e. the proceeds of inventory and receivables) are deposited.

Big banks executives often want to increase their institutions leverage, typically because they have various forms of guarantee in particular, deposit insurance and access to central bank financing on advantageous terms. In addition, the executives pay is typically based on return on equity, unadjusted for risk.

A normal investment bank is not a deposit bank, it's an investment bank it has 15 to 20 times.

43. Bank lending and deposits in the West Bank and Gaza Strip have been modest.

Certainly, governments should not guarantee interbank liabilities that do not affect customer deposits. An insolvency administrator would manage the bank and ensure that all payments for which a state guarantee is given are carried out properly, with refinancing of these payments continuing to take place via the central bank.

The financial report provides the financial results of UNICEF activities in 2004.

You trust my bank balance.

Thus, there is systemic market risk, and unregulated securitization of banking assets, which was the main cause of the recent collapse, adds to it. To avert a repetition, securities held by banks must carry a much higher risk rating than they currently do.

X.20 Resources are requested under this section for after service health insurance, compensatory payments, general insurance charges, bank charges and pension payments to former Secretaries General.

The low interest rate environment has also caused lenders to take extra risks in order to sustain profits. Banks and other lenders are extending credit to lower quality borrowers, to borrowers with large quantities of existing debt, and as loans with fewer conditions on borrowers (so called covenant lite loans ).

(j) Funds on deposit in interest bearing bank accounts are shown in the statement of assets and liabilities as cash and term deposits

The longer that European authorities postpone the introduction of Eurobonds, an effective banking and fiscal union, and lender of last resort status for the ECB, the longer the crisis will last. By effectively defaulting on a deposit insurance guarantee through its actions in Cyprus, the eurozone backtracked on the planned banking union.

In many cases, banks are requiring a second group of guarantors to guarantee the first group. This growing aversion to risk makes it particularly difficult for SMEs to borrow from commercial banks, forcing them to turn to the under regulated shadow banking sector.

The Cayman Islands Government announced plans to introduce deposit insurance legislation in the aftermath of the closing of the foreign owned First Cayman Bank amid reports of irregularities and a police investigation.

Of course, the Germans have reluctantly come to accept the necessity of a banking union that includes common deposit insurance. But the pace with which they accede to such reforms is out of kilter with the markets.

a) When were the deposits amounting to the above stated sum made with the Iraqi banks?

Your colleague in Tucumcari told me that this bank... has the largest deposits in the whole state.

(b) To ratify the designation of the President of the Central Reserve Bank and of the Superintendent of Banking and Insurance