The Law on Social Welfare The Law on Health Care The Law on Health Insurance The Law on Pension Disability Insurance.

FBiH Law on Health Insurance

RS Law on Health Insurance

FBiH Law on Pension and Disability Insurance

RS Law on Pension and Disability Insurance

Under the State Health Insurance Law, 5754 1994 ( State Health Insurance Law ), every resident is entitled to comprehensive health care services.

Pursuant to the Law On State Social Insurance, the Law On Social Security, the Law On Social Tax, the Law On State Pensions, the Law On Compulsory Social Insurance Against Unemployment, the Law On Insurance Against Accidents at Work and Occupational Diseases the receipt of the maternity benefit does not restrict receiving of any other benefit or social insurance services.

INSURANCE LAW OF THE PEOPLE S REPUBLIC OF CHINA

Bedouins, like all Israeli citizens and residents, are entitled to health insurance under the National Health Insurance Law.

The Law on Health Care The Law on Health Insurance The Law on Social Welfare The Law on Children's Welfare.

It is acquired by work, i.e. obligatory pension and disability insurance and voluntary insurance, as provided under the law.

In 1998, the Law On State Social Insurance became effective, introducing changes in the area of financing social insurance.

The law on health care insurance determines the system of mandatory and expended health care insurance, rights gained by this insurance, means of exercising these rights, and principles of private health care insurance.

In accordance with the Law On State Social Insurance, social insurance is compulsory also for persons who receive maternity benefits.

Acts regulating the social insurance of population groups other than workers refer to the Allowance Law governing workers apos insurance.

The same Law regulates the following rights of health care insurance

Article 130 The provisions of Article 105, 107 and 117 of this Law shall apply to insurance agents and insurance brokers.

Rights to pension and disability insurance are defined by law as follows

Article 5 Legal entities engaged in commercial insurance must be insurance companies established in accordance with this Law no other entity or individual is permitted to transact commercial insurance business.

Maternity insurance is regulated by the Law of 6 November 1995 On Maternity and Sickness Insurance (became effective as of 1 January 1997).

Article 150 Insurance institutions other than insurance companies as defined by this Law shall be governed by laws and administrative regulations to be promulgated separately.

(e) Prohibit discrimination against persons with disabilities in the provision of health insurance, and life insurance where such insurance is permitted by national law, which shall be provided in a fair and reasonable manner

The above Law introduced several significant changes in the area of financing social insurance.

At the same time, in order to completely regulate the insurance legislation, a range of regulations are envisaged to be adopted deriving from the Law on Insurance, which will make the insurance legislation more comprehensible.

It is this Law that established that all citizens are covered under mandatory health care insurance, in accordance with the Law.

In its turn, the Law On State Social Insurance of 1 October 1997 provides that all employees and the self employed are subject to maternity insurance.

Rights to pension or disability insurance are acquired and exercised under conditions stipulated by law.

By act of law, everyone who was insured with a social insurance fund of the former GDR was covered by the statutory health insurance in the new Länder.

The agricultural workers and their families are covered under the Law on pension and disability insurance.

In fact with the enactment of the new Law on Insurance the main stage of the regulation of insurance related activities was completed with improvement of the legislative field.

Under the Law On Maternity and Sickness Insurance a sickness benefit is granted and paid in the amount of 80 of the insured person's monthly average insurance contribution wage.

Pursuant to the Law On State Social Insurance all employees who have reached the age of 15 are subject to social insurance against accidents at work and occupational diseases.

In accordance with the Law On Maternity and Sickness Insurance the maternity benefit is granted in the amount of 100 of the average insurance contribution wage of the beneficiary.

Insurance of persons business which includes life insurance, health insurance and accident and injury insurance.

There are many kinds of insurance such as health insurance, fire insurance, life insurance, etc.

Article 145 Administrative sanctions will be imposed upon anyone who approves the application for the establishment of an insurance company which is not in compliance with the stipulated requirements of this Law, or who approves the application of insurance agents or insurance brokers which is not in compliance with the stipulated requirements of this Law.

Article 10 of the Law On Maternity and Sickness Insurance provides that the maternity benefit is granted in the 100 amount of the average insurance contribution wage of the beneficiary.

Insurance Agents and Insurance Brokers

Each insurance company, insurance assets management company and insurance regulatory bureau

Pension disability insurance (Note The Brčko District Government failed to adopt a law on pension disability insurance in the period 2000 2003, despite initiatives and numerous meetings with Entity governments representatives).

Property insurance business which includes insurance against loss or damage to property, liability insurance and credit insurance or

Maternity benefit Under the Law On Maternity and Sickness Insurance of 6 November 1995 a person, upon leaving for the maternity leave, is granted a state social insurance benefit the maternity benefit.

According to the same Law, the citizens of Republika Srpska and other parties can be insured at a private agency for health care insurance in order to gain health care insurance rights and rights that are not covered under mandatory and extended health care insurance.

The law of social insurance does not differentiate between men and women, since both have an equal right to participate in the insurance and enjoy its privileges provided certain specific conditions are met.

Article 1 In order to regulate the governance structure of insurance companies and strengthen the compliance management of insurance companies, the present Guidelines are set down according to the Company Law of the People's Republic of China, the Provisions on Administering Insurance Companies, the Guiding Opinions concerning Regulating the Governance Structure of Insurance Companies and other laws and regulations.