UNCTAD continued its assistance to the insurance sector in close cooperation with Africa's regional insurance organization, the African Insurance Organization (AIO) The 2004 UNCTAD African Insurance Organization (AIO) Seminar on Insurance, Reinsurance and Catastrophe Risks, held in Casablanca, attracted more 400 participants, and resulted in the creation of the Centre for African Catastrophe Risks (CARC ACCR) in Casablanca.

Association of Export Credit Insurance Organizations

RS Law on Health Insurance

(Ward) You have your Social Security card, Mrs Taylor?

RS Law on Pension and Disability Insurance

Health care protection and health care insurance of Republika Srpska are organized by two basic laws, the Law on health care protection ( Official Gazette of RS, no. 18 99 and 58 01) and the Law on health care insurance( Official Gazette of RS, no. 18 99 and 51 01 and 70 01).

According to the same Law, the citizens of Republika Srpska and other parties can be insured at a private agency for health care insurance in order to gain health care insurance rights and rights that are not covered under mandatory and extended health care insurance.

Property insurance business which includes insurance against loss or damage to property, liability insurance and credit insurance or

Insurance of persons business which includes life insurance, health insurance and accident and injury insurance.

If the sum insured is less than the insured value, the insurer shall obtain partial rights pertaining to the subject matter of the insurance which is lost or damaged on the pro rata basis of the sum insured to the insured value.

A double insurance refers to insurance under which an applicant enters into insurance contracts with two or more insurers on the same subject matter of the insurance, the same insurable interests and the same insured event.

A novelty that has been introduced in Republika Srpska, and is regulated by this Law, is the possibility for private health care insurance.

I had a lot of stuff lined up for that Thursday afternoon... including a trip down to Santa Monica... to see a couple of live prospects about some group insurance.

Sickness and maternity insurance occupational risks insurance invalidity and life insurance retirement, cessation of employment at an advanced age and old age insurance, and day care and social benefits insurance.

In the event that the applicant has misstated the age of the insured, thus underpaying the premiums, then the insurer shall have the right to correct the misstatement and request the applicant to pay the balance, or to reduce the payment of the insurance benefits in proportion to the amount of premiums actually paid to the amount that should have been paid.

It further suggests that a health insurance card be issued for children whose parents are not entitled to social security benefits.

An insurance contract is null and void if the applicant has no insurable interest in the subject matter of the insurance.

An applicant refers to the party who enters into an insurance contract with an insurer and is obligated to pay the premiums under the insurance contract.

(c) Liability and war risk insurance.

21. Liability and war risk insurance

In the event that the applicant has misstated the age of the insured, thus overpaying the premiums, then the insurer shall return the overpaid portion to the applicant.

An insurer refers to the insurance company which enters into an insurance contract with an applicant and is obligated to make indemnity or payments of the insurance benefits.

Article 27 The insurer may terminate the insurance contract and refuse to return the premiums paid if the insured or the beneficiary falsely claims that an insured event has occurred, and submits a claim for indemnity or payment of the insurance benefits, although such insured event has not occurred.

Unless otherwise specified in the contract, in the event that the sum insured is less than the insured value, the insurer shall undertake the obligation for indemnity pro rata of the sum insured to the insured value.

Liability insurance refers to an insurance the subject matter of the insurance of which is the insured's liability to indemnify a third party pursuant to laws.

Other possible types of insurance include insurance for business interruption, interruption in cash flows, and cost overrun insurance.

Federation of Afro Asian Insurers and Reinsurers

BIPAR International Association of Insurance and Reinsurance

An applicant may be the insured.

The Ministry of Finance monitors persons trading in precious metals and precious stones, insurance and reinsurance companies, mutual assurance associations and insurance brokers

Article 28 When an insurer transfers part of its accepted business to another insurer by way of cession, it is referred to as reinsurance.

If the insured, without the insurer's consent, waives the right of indemnity against the third party after indemnity is made by the insurer, the waiver of the insured shall be regarded as invalid.

The insurer shall issue to the applicant, on a timely basis, an insurance policy or any other insurance certificate which indicates the terms and conditions as agreed by both parties.

Occupational risks insurance.

Occupational risk insurance.

Article 45 If the insured waives the right of indemnity against the third party after the occurrence of the insured event and before the insurer making the indemnity, the insurer shall bear no obligation for indemnity.

Article 63 In the event of the death of the insured, the payment of the insurance benefits shall be treated as part of the estate of the insured, and the insurer shall pay the insurance benefits to the legal heirs of the insured, if

An insured event refers to an event falling within the scope of cover under the insurance contract.

falsely alleging the occurrence of an insured event which in fact has not occurred, whereupon an insurance claim is fraudulently made

The clearest divide within the Icelandic social security system is between insurance and non insurance based benefits.

Activities of insurance companies, brokers and auxiliary services.

C.3 XXVI FAIR Federation of Afro Asian Insurers and Reinsurers .

Vehicle rate (local vehicle insurance)

You handle just automobile insurance, or all kinds?

In the event that the applicant has paid the premiums for less than two years , the insurer shall return the premiums to the applicant with the expenses deducted therefrom.